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Need a Merchant Account? Apply Online! VirtualApp is the first paperless, completely click-through solution allowing businesses to securely set up merchant accounts and receive fast online credit decisions from an acquiring financial institution in order to process credit card payments on the Internet. Online Credit Decisioning This patented technology has been developed by First Data, the country's largest processor of MasterCard and Visa transactions for more than two million merchant locations. VirtualApp is just one of the latest innovations from First Data, available though its financial institution clients, to provide both e-commerce and brick and mortar businesses with the ability to accept and process credit card transactions. Fast Approval - Begin Processing Credit Cards in Minutes Based on a merchant's profile, the account can be approved and the merchant can begin accepting credit card payments over the Internet within minutes. This process previously required weeks to complete. If the account application is not automatically approved, First Data will manually review it and then send an e-mail message to the applicant regarding the final credit decision. About First Data The leader in electronic commerce and payment services, First Data serves more than two million merchant locations, 1,400 card issuers and millions of consumers, making it easier, faster and more secure for people and businesses to buy goods and services.
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